Purchase or expense
Use a quote or a clearly marked estimate to work out the amount you are requesting.
Business financing referrals · Consulting businesses
Put the cost of delivering your next engagement into a plan.
Consulting work may require technology, research or specialist support before the client settles a milestone. Define the delivery costs and timing behind the funding request.
Preparing a request
From your business plan to an enquiry
Application questions
Provide industry, trading history, revenue and approximate personal credit information in the relevant fields.
Before sending
Check the contact information and disclosures, complete number verification and confirm the submission.
Purchase examples
Common spending needs in this industry
Business technology
Workstations, specialist tools and secure collaboration systems can involve upfront implementation. Keep those costs separate from continuing software subscriptions.
Project capacity
Associates, analysts and other specialists may need paying before the main client invoice clears. Use the engagement scope to identify the work and period involved.
Business overhead and running costs
Travel, payroll and office costs can continue while a project is awaiting approval or payment. Describe the defined gap and distinguish confirmed receipts from pipeline opportunities.
Consulting businesses · funding preparation
Begin with the business numbers
Use signed engagements and realistic billing milestones when explaining the need. An expected extension or proposal should not be presented as contracted consulting revenue.
Assess the repayment commitment
Make room for repayments in your plan
Quoted amount
Ask whether any fees would be taken out before the funds reach your account.
Total payable
Review the combined repayment obligation rather than judging the offer by one payment.
Conditions attached
Read the requirements for security, reporting and any permitted uses of funds.
Helpful application information
What to know about referrals
How are providers connected to my request?
Up to five funding partners may receive an application through a paid referral from us. We sell the application and contact information, receive compensation without a funding requirement, and do not collect an application fee from you.
What affects available options?
Approval cannot be assumed from a successful form submission. Any offer depends on the funding partner’s assessment and the conditions attached to its product.
What can affect the next step?
An equipment delivery date and a financing date may not line up. Ask the provider to confirm its timetable before making a commitment that relies on receiving funds.
What should I read before sharing my number?
Partner contact and information sharing are described in the form and linked policies. Read those details before verifying the number and submitting your business information.
Move from planning to a request
Share the purpose behind your funding request
Begin with the purchase or operating period you need funds to cover, then complete the business questions.